SmartStart makes switching easy
With support for members including a call line for questions about specific benefits and coverage before they enroll, the Harvard Pilgrim SmartStart program takes the guesswork out of choosing a plan.
For more than 50 years, Harvard Pilgrim has made it easy for brokers to offer health plans that align with the needs of local industries like higher education, banking, construction, technology and more. Our flexible plan designs, exceptional service and seamless onboarding sets you — and our mutual clients — up for success.


With support for members including a call line for questions about specific benefits and coverage before they enroll, the Harvard Pilgrim SmartStart program takes the guesswork out of choosing a plan.

Open Enrollment updates (add/changes/terms) need to be submitted 30 days prior to renewal effective date to ensure receipt of ID cards prior to effective date and an accurate invoice.

Employer account provides access for you to support your clients – log in to your account to access:

Begin administering Harvard Pilgrim enrollment and billing online benefits simply, quickly and accurately. View this Harvard Pilgrim employer account step-by-step guide to get started.

When combined with our Harvard Pilgrim medical plans, you can deliver more health coverage and convenient care to your employer clients and their employees. Consider adding Point32Health Dental and Point32Health Vision to your client’s benefit designs today.

One-stop shopping for plan information, marketing materials, administrative forms and broker tools.
Small group enrollment hub
Large group enrollment hub
Broker resource center
Administrative guide
Individual market hub
Small group Rx flyers
Getting started guide for brokers individual market
Harvard Pilgrim Health Care includes Harvard Pilgrim Health Care, Harvard Pilgrim Health Care of New England and HPHC Insurance Company. Point32Health Dental and Point32Health Vision are underwritten by HPHC Insurance Company, Inc.