Discounts & Savings
As a Harvard Pilgrim member, you and your family have access to exclusive discounts on health and well-being products and services.
Featured Member Discounts & Savings
Featured Member Discounts & Savings
Fitness Reimbursement
Sometimes, we all need a little extra motivation to reach our health goals. With Harvard Pilgrim’s fitness reimbursement program, we’ll reward you and your family for making your health a priority!
Reimbursement applies to fees you pay toward a fitness facility, fitness classes, or other qualified membership.*
Eligible expenses include:
- Virtual fitness class subscriptions *
- Membership fees paid toward a full-service health or fitness facility that has cardiovascular and strength-training equipment, and facilities for exercising and improving physical fitness.
- Fitness classes, like yoga, Zumba, spin, kickboxing and more
* Maximum annual reimbursement varies depending on your plan. Program eligibility and benefits may vary by employer, plan and state. You must be currently enrolled in Harvard Pilgrim at time of reimbursement. Fitness facility membership or virtual fitness subscription must be for at least four months in a current calendar year. Restrictions apply, and reimbursement is not available to all members. Fitness reimbursement may be considered taxable income. For tax information, consult your employer or tax advisor.
EyeMed affiliated providers
Purchase a complete pair of glasses and get 35% off frames. Save 20% on any frame or lens options purchased separately, or on any optical accessory.* Discount is available at:
- In Style Optical
- LensCrafters
- Pearle Vision
- Target Optical
*Participating eyewear providers offer special savings on items such as eyeglasses and contact lenses. Not all are contracted with Harvard Pilgrim to provide covered eye exams. Before making an appointment, refer to the most up-to-date listing of contracted eye exam providers online or call Member Services at the number on the back of your member ID card.
Vision Works
Free Eyewear with purchase
Have your routine eye exam at participating Visionworks and get a free pair of prescription eyeglasses from a select store collection.* You must choose and order your free eyewear on the day of your exam.
Other discounts:
Save 20% to 40% on contact lenses and eyewear.
* Free eyewear program is available only at select participating locations in Massachusetts, Rhode Island, New Hampshire and New York. Offer subject to restrictions; limited to one free pair of eyeglasses per member per year.
Complementary and Alternative Medicine
Take a balanced approach to well-being and save up to 30% on a wide range of services offered through our partnership with WholeHealth Living Choices. With more than 20,000 credentialed practitioners nationwide, they manage one of the leading Complementary and Alternative Medicine networks in the country. Choose from acupuncture*, chiropractic*, tai chi, qigong, diet and supplement advisors, mind body therapies and more.
Complementary and alternative medicine approaches including acupuncture, spinal manipulation and chiropractic care may be effective in managing painful conditions such as back pain, osteoarthritis, neck pain, headaches and migraines, and fibromyalgia.1
The current opioid crisis has brought a strong focus on finding effective alternatives to managing pain. To move better and improve function so you can do your day-to-day activities and help improve your quality of life, speak with your health professional about alternative, non-drug approaches to managing pain.2
* This program is not related to your Harvard Pilgrim medical benefits. Some Harvard Pilgrim plan designs include acupuncture coverage and chiropractic coverage, in which case the provider networks and office visit benefits differ. Refer to your plan documents for more information.
1. https://nccih.nih.gov/research/results/spotlight/five-painful-conditions
2. HHS Pain Management Best Practices Inter-Agency Task Force Report, May 2019
InsideTracker
Save 25% on this science-based, personalized nutrition plan based on your blood test results.
InsideTracker’s cutting-edge technology uses your blood data, lifestyle habits and goals to determine where your body stands. You’ll then get personalized nutrition and lifestyle recommendations to help you remove the guesswork from your wellness.
No blood draw is required. Just upload your blood test results from a doctor’s visit or any other source, and InsideTracker will provide science-based recommendations to guide you to your goals.
Mighty Well
Save 15% on wearable wellness products made by patients, for patients and their loved ones.
Mighty Well creates functional and stylish products that help patients and their loved ones to manage their lives with dignity, confidence and style. Choose from PICC line covers, cozy wraps, organizers and more.
Savory Living
Save 25% and try the first session for free. Savory Living is an online healthy eating lifestyle program that empowers you to take control of how you eat and feel. The 12 sessions guide you through easy, gradual change as you discover how to eat right for you, learn easy food and cooking skills, practice new habits, and get the coaching support to create a personalized healthy eating lifestyle that you love.
TruHearing
Save 30-60% on hearing aids. You’ll get state-of-the-art technology from top manufacturers, solutions for every type of hearing loss and low prices. Plus, get personalized care and help along the way.
View details
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Dental
Dental
Universal Dental Plan*
Save up to 28% on Universal Dental Plan’s membership fees, and save 20%-50% on all procedures from a network of participating dentists in Massachusetts and Maine.
*Universal Dental Plan is not dental insurance. This plan does not meet minimum creditable coverage under applicable state law. The plan provides discounts at specific dental providers for dental services. The plan does not make payments directly to the providers of dental services. The plan member is obligated to pay for all dental care services but will receive a discount from those dental care providers who have contracted with the discount dental plan organization. The range of discounts will vary depending on the services provided.
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Family and Senior Care
Family and Senior Care
CareScout® Elder Advocacy Program
Get 20% off the retail price and pay $399 for the Care Advocacy Program. This program has trained care advocates to help your family assess needs and find care, whether it’s for adult day care, home health care services or facility care.
GreatCall
Get 20% off all GreatCall products. With health and safety solutions for older adults and their family caregivers, GreatCall’s innovative, easy-to-use mobile products and customer care help aging consumers live more independent lives. Products include: Jitterbug Flip and Jitterbug Smart 2, the Lively Mobile and Lively Wearable.
Home Instead Senior Care
Get a one-time $100 credit toward charges for routine services at participating offices and a free home safety inspection ($75 value) at the start-up of services. Home Instead provides high quality, trusted home care to help seniors stay in their homes.
Senior Resource Center, Inc
Get $500 off SeniorAssist’s lifetime flat fee for services. SeniorAssist was developed in partnership with the Senior Resource Center, Inc. to provide guidance to caregivers, pre-retirees and retirees. Save on services to help you plan and care for elder loved ones, or for your own long-term needs. They’ll guide you in assessing health care needs, understanding financial issues and addressing important legal matters.
Senior Resource Center, Inc. (SRC) and its employees are not registered-investment advisors, nor do they offer or sell securities.
Senior Resource Center, Inc. (SRC) is not a law firm, but is affiliated with Falco & Associates, P.C. SRC provides a legal overview of potential legal issues and may make a referral to Falco & Associates, P.C., or a law firm of the individual's choice if legal work is necessary. Services provided by SRC are not legal services and the protections of the lawyer-client relationship do not exist with regards to these services.
Vigorous Mind
Save 10% on this science-based, personalized program for maintaining brain health and quality of life after 50. Vigorous Mind is a web-based platform that includes activities like cognitive training, physical training, enrichment, stress reduction and socializing. Enjoy your favorite music and videos, play fun brain games, go on virtual tours to countries, reminisce with fun facts and challenging trivia, create your life story and much more.
The program runs on Windows and Android-based computers and tablets.
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Fitness
Fitness
Fitness Reimbursement
Sometimes, we all need a little extra motivation to reach our health goals. With Harvard Pilgrim’s fitness reimbursement program, we’ll reward you and your family for making your health a priority!
Reimbursement applies to fees you pay toward a fitness facility, fitness classes, or other qualified membership.*
Eligible expenses include:
- Virtual fitness class subscriptions *
- Membership fees paid toward a full-service health or fitness facility that has cardiovascular and strength-training equipment, and facilities for exercising and improving physical fitness.
- Fitness classes, like yoga, Zumba, spin, kickboxing and more
* Maximum annual reimbursement varies depending on your plan. Program eligibility and benefits may vary by employer, plan and state. You must be currently enrolled in Harvard Pilgrim at time of reimbursement. Fitness facility membership or virtual fitness subscription must be for at least four months in a current calendar year. Restrictions apply, and reimbursement is not available to all members. Fitness reimbursement may be considered taxable income. For tax information, consult your employer or tax advisor.
Appalachian Mountain Club
Save 20% on individual and family memberships. Use your membership for all kinds of outdoor activities to keep you healthy and fit, such as hiking, kayaking, biking, skiing, mountaineering and more. As an AMC member, you'll connect with new people, learn new skills and get discounts on lodging, outdoor adventures, books and maps.
Boston Ski & Sports Club
Save 23% on annual membership! Get a one-year membership to BSSC at just $50 (regularly $65). BSSC offers a fun and effective way to stay active and healthy! For more than 51 years, BSSC has provided activities that make it easy to play sports, be adventurous, ski, travel and connect with other enthusiasts in the Greater Boston area.
ProSourceFit
Save 20% on your entire order of fitness products.
ProSourceFit makes high performance products for strength and resistance workouts, yoga and Pilates, and muscle recovery.
Marathon Sports
Save 15% on top brands of athletic footwear. Marathon Sports has been an innovator and educator in helping select the proper shoes for walkers and runners for over 40 years. They have well-trained staff and a wide range of sizes.
Runner’s Alley
Save 15% on regularly priced footwear at New Hampshire's only store dedicated to runners. Choose from top brands of athletic footwear, get personalized help from experienced sales staff and find details about regional races. Stores are located in Concord, Manchester and Portsmouth.
SplitFit
Save 20% on affordable and high quality personal fitness training – now offered virtually.
SplitFit is the new way to access quality personal training at many of greater Boston’s leading gyms and fitness studios both onsite and in a virtual setting from the comfort of your home. Split the cost of a personalized session and get a customized workout at an affordable price. Learn about your trainer, the gym, and the type of workout prior to your session starting. No monthly memberships or long-term commitments required. Training sessions start at $12. Look for the Harvard Pilgrim Health Care bundle on the checkout page.
Participating gyms and studios include Healthworks, Republic Fitness, Back Bay Boxing, BodyScapes Fitness, Beacon Hill Athletic Clubs, Burn Fitness Studios, Level Up Fitness and many others.
Workout Fitness Store (S. Portland, ME)
Save 5% on exercise equipment, including treadmills, elliptical machines, exercise bikes, home gyms and more. Plus, get: free setup and delivery for all cardiovascular equipment within 25 miles of South Portland, ME; a free personal training session with each purchase over $500; and a discount on fitness equipment rental.
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Healthy Eating
Healthy Eating
Eat Right Now
Save 25% on a subscription to this mindful eating app. Eat Right Now combines neuroscience and mindfulness to reduce your craving-related eating by 40%.
InsideTracker
Save 25% on this science-based, personalized nutrition plan based on your blood test results.
InsideTracker’s cutting-edge technology uses your blood data, lifestyle habits and goals to determine where your body stands. You’ll then get personalized nutrition and lifestyle recommendations to help you remove the guesswork from your wellness.
No blood draw is required. Just upload your blood test results from a doctor’s visit or any other source, and InsideTracker will provide science-based recommendations to guide you to your goals.
Jenny Craig
Save $120 on Jenny Craig Complete Weight Loss Plan (purchase required)*
*Savings redeemed as $10 in food credits per week for 12 weeks, with full planned menu purchase (average cost: $182 US/ $184 CAD per week). Active program enrollment and eligibility status required. Valid only for new members and former members who have not had an active visit within the past 60 days. Valid at participating centers and Jenny Craig Anywhere. Not available at www.jennycraig.com. No cash value. Expires 12/31/2021.
Savor Health
Get a $15 discount on each week of menu plans or prepared meals. Savor Health offers fresh, nutritious and delicious meals designed for people with cancer and their caregivers. An oncology-certified registered dietitian will help you design your own personalized nutrition plan.
Savory Living
Save 25% and try the first session for free. Savory Living is an online healthy eating lifestyle program that empowers you to take control of how you eat and feel. The 12 sessions guide you through easy, gradual change as you discover how to eat right for you, learn easy food and cooking skills, practice new habits, and get the coaching support to create a personalized healthy eating lifestyle that you love.
The Dinner Daily
Save 25% on this award-winning meal planning service. The Dinner Daily makes healthy dinners easy and affordable by providing personalized weekly dinner plans based on your food preferences, dietary needs, and weekly specials at your grocery store. You can also send your grocery list right to Peapod for delivery (in certain locations) or to your store’s online delivery service.
For less than $1 a week, you can save hundreds each year on grocery costs. All memberships come with a free two-week trial.
Weight Watchers of Maine
Register for free (regularly $20) when you buy a monthly pass. (Maine locations only.)
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Hearing
Hearing
Amplifon Hearing Health Care
Get a low-price guarantee on hearing aids, a 60-day trial period with money-back guarantee, a one-year free follow-up, a three-year warranty, and two years of free batteries. Amplifon partners with leading manufacturers and has locations nationwide.
Flynn Associates
Save up to $200 on each hearing aid purchase, free quarterly cleanings and adjustments, and get additional savings. Flynn Associates provides the latest technologies for nearly any type of hearing loss, and has locations in Concord, Norwood and Wellesley, MA.
Speech-Language and Hearing Associates of Greater Boston, PC
Save up to $200 on each hearing aid purchase, free quarterly cleanings and adjustments, and get additional savings. All hearing aids come with a 30-day trial period. Find them in Plainfield and Medfield, MA.
TruHearing
Save 30-60% on hearing aids. You’ll get state-of-the-art technology from top manufacturers, solutions for every type of hearing loss and low prices. Plus, get personalized care and help along the way.
View details
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Holistic Wellness
Holistic Wellness
Center for Mindfulness and Compassion (Cambridge Health Alliance)
Save 15% on Cambridge Health Alliance Center for Mindfulness and Compassion (CMC) courses, including eight-week Mindfulness-Based Stress Reduction (MBSR) and Mindful Self-Compassion (MSC) courses. Experience mindfulness and compassion training to reduce stress and improve your overall well-being.
Complementary and Alternative Medicine
Take a balanced approach to well-being and save up to 30% on a wide range of services offered through our partnership with WholeHealth Living Choices. With more than 20,000 credentialed practitioners nationwide, they manage one of the leading Complementary and Alternative Medicine networks in the country. Choose from acupuncture*, chiropractic*, tai chi, qigong, diet and supplement advisors, mind body therapies and more.
Complementary and alternative medicine approaches including acupuncture, spinal manipulation and chiropractic care may be effective in managing painful conditions such as back pain, osteoarthritis, neck pain, headaches and migraines, and fibromyalgia.1
The current opioid crisis has brought a strong focus on finding effective alternatives to managing pain. To move better and improve function so you can do your day-to-day activities and help improve your quality of life, speak with your health professional about alternative, non-drug approaches to managing pain.2
* This program is not related to your Harvard Pilgrim medical benefits. Some Harvard Pilgrim plan designs include acupuncture coverage and chiropractic coverage, in which case the provider networks and office visit benefits differ. Refer to your plan documents for more information.
1. https://nccih.nih.gov/research/results/spotlight/five-painful-conditions
2. HHS Pain Management Best Practices Inter-Agency Task Force Report, May 2019
DharmaCrafts
Get 15% off all DharmaCrafts meditation cushions and restorative yoga mats for your mindfulness meditation practice.
DharmaCrafts has been making meditation cushions and mats to last a lifetime since 1979. With premium materials, double-stitched seams, and careful assembly in their own shop in Lawrence, MA, their superior meditation cushions are the perfect place to rest your body and mind.
Ivy Child
Save 15% on mindfulness health education programs that focus on meditation, yoga, art and music. Ivy Child's programs cultivate compassion, confidence, self-esteem, balance and a perspective that being in the moment counts.
Magic Weighted Blanket
Get a 25% (increased from 15%) discount on “the blanket that hugs you back.” These weighted blankets have a calming, comforting and soothing effect. With two layers securely sewn together, there are no covers to attach, and no zippers or ties that can break. Choose from a wide assortment of fabrics, colors and sizes. Machine washable and dryer friendly. Made in the USA.
Mighty Well
Save 15% on wearable wellness products made by patients, for patients and their loved ones.
Mighty Well creates functional and stylish products that help patients and their loved ones to manage their lives with dignity, confidence and style. Choose from PICC line covers, cozy wraps, organizers and more.
Mindful Magazine
Get a one-year subscription for just $24 (includes the print, mobile and online editions)—that’s 67% off the cover price.
Mindful is dedicated to inspiring, guiding and connecting anyone who wants to explore mindfulness – to enjoy better health, more caring relationships and a compassionate society.
Ompractice
Save up to 40% on a membership for live, online group yoga classes via two-way video, with teachers who can see and support you in real time. You’ll get unlimited access to more than 70 remote group yoga classes on the weekly schedule—all from the comfort of your own home.
Using two-way video via laptop, phone or tablet, you can participate in live yoga and meditation classes with instruction and direction from a teacher, bringing the support, personal interaction and accountability of a studio session wherever you are.
Sana Health
Receive a one-month free trial and save 20% off the monthly cost of an 18-month subscription to this innovative audiovisual technology that can clear a busy mind, promote enhanced recovery from fatigue and reduce feelings of stress.
This savings program is not an insurance product. Rather, it is a discount for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered, or any particular device, medication, supplement or treatment offered therein. Before using any device or taking any medication or supplement, please check with your physician and pharmacist to confirm that is safe for you to use and would not have any adverse effects based on your current medications and health conditions.
Ten Percent Happier
Get the first month free and subscribe to the rest of the program for $14.99 per month or $99.99 per year. Mindfulness meditation is a simple, scientifically-validated exercise for your brain that has been shown to help people manage stress, increase focus and stay healthy. Learn how to meditate with this clear, easy-to-use, step-by-step guide.
The Original Healing Threads by Spirited Sisters
Save 20% on their collection of shirts and pants that is perfect for people dealing with knee or hip replacements, leg and foot problems, upper body radiation and chemotherapy treatments, or recovery from heart surgery. The shirts are also ideal for nursing moms and anyone who has difficulty with gross motor skills, such as raising arms or hands above the head.
Unwinding Anxiety®
Save 25% on a subscription to this step-by-step program available online, on your smartphone or tablet. Unwinding Anxiety was developed by psychiatrist and neuroscientist Judson Brewer MD PhD.
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Quit Smoking
Quit Smoking
Craving to Quit
Save 25% on Craving to Quit. With this 21-day program, developed by Yale addiction psychiatrist and neuroscientist Judson Brewer MD PhD, you can use your smartphone to help you quit smoking.
QuitSmart
Save 30% on this quit smoking program, which is available as a Stop Smoking Kit and through QuitSmart Stop Smoking Classes.
QuitSmart offers treatment elements, including hypnosis, medication recommendations and a patented simulated cigarette. The program was developed by Dr. Robert Shipley, founder of the Duke Medical Center Stop Smoking Clinic.
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.
Reimbursement Programs
Reimbursement Programs
Reimbursement Programs
Sometimes, little bit of encouragement goes a long way. With Harvard Pilgrim’s Fitness, Weight Management and Childbirth Class reimbursement programs*, we’ll reward you for making your health a priority!
Be sure to check with your benefits office or call Member Services at (888) 333-4742 for more details on your eligibility and reimbursement amount. Some plans may not include all types of reimbursement, and some employers may offer different reimbursement amounts.
Before you request reimbursement, please refer to the forms below for guidelines on each program. Once you submit your request, reimbursement takes up to eight weeks. We’ll send a check to the subscriber’s address of record, made payable to the subscriber.
Fitness Reimbursement
We’ll reimburse you for fees you pay toward a fitness facility or other qualified membership.* Eligible expenses include:
- Virtual fitness class subscriptions*
- Membership fees paid toward a full-service health or fitness facility that has cardiovascular and strength-training equipment, and facilities for exercising and improving physical fitness.
- Fitness classes, like yoga, Zumba, spin, kickboxing and more
Ready to request reimbursement?
- Submit your request online
- Complete the Fitness Reimbursement Form and mail it to the address on the form, along with a copy of your fitness contract or receipt.
Weight Management Reimbursement
Get reimbursed for fees paid for a qualified weight management program.
- Submit your request online
- Complete the Weight Management Reimbursement Form and mail it to the address on the form, along with a copy of your receipt.
Childbirth Class Reimbursement
If you or your covered dependent is having a baby, we’ll reimburse you for completing a childbirth education class once per pregnancy.
- Complete the Childbirth Class Reimbursement Form and mail it to the address on the form, along with a copy of your receipt.
*Must be currently enrolled in Harvard Pilgrim at time of reimbursement. If enrolled through an employer, available to the extent your employer has elected to offer this reimbursement. Restrictions apply, and reimbursement is not available to all members. Reimbursement is considered taxable income, so please consult your employer or tax advisor.
Vision
Vision
Vision Works
Free Eyewear with purchase
Have your routine eye exam at participating Visionworks and get a free pair of prescription eyeglasses from a select store collection.* You must choose and order your free eyewear on the day of your exam.
Other discounts:
Save 20% to 40% on contact lenses and eyewear.
* Free eyewear program is available only at select participating locations in Massachusetts, Rhode Island, New Hampshire and New York. Offer subject to restrictions; limited to one free pair of eyeglasses per member per year.
EyeMed affiliated providers
Purchase a complete pair of glasses and get 35% off frames. Save 20% on any frame or lens options purchased separately, or on any optical accessory.* Discount is available at:
- In Style Optical
- LensCrafters
- Pearle Vision
- Target Optical
*Participating eyewear providers offer special savings on items such as eyeglasses and contact lenses. Not all are contracted with Harvard Pilgrim to provide covered eye exams. Before making an appointment, refer to the most up-to-date listing of contracted eye exam providers online or call Member Services at the number on the back of your member ID card.
Laser vision procedures
Save up to 50% on laser vision procedures from more than 20 providers in Massachusetts, Maine and New Hampshire.
Davis Vision
Save up to 25% on the provider's usual and customary fees, or up to 5% on one of the Laser Center's advertised specials, whichever is lower. All surgeries, including PRK and LASIK, are performed at pre-eminent Eye Centers of Excellence, staffed by renowned ophthalmologists and surgeons using the latest, most advanced instrumentation.
QualSight LASIK
Get 40% to 50% off the national average price of Traditional LASIK with significant savings on procedures such as Custom Bladeless (all laser) LASIK. Special pricing includes a free LASIK consultation, the surgery (including PRK and LASIK), all the follow-up visits and a one-year Assurance Plan.
Flexible Financing options (12-month interest free) are available from participating providers for qualified individuals. Lifetime Assurance Plans available at participating providers for an additional cost.
US Laser Vision Network
Save 15% on regular pricing, or 5% on promotional pricing on LASIK, PRK and e-LASIK procedures.
These savings programs are not insurance products. Rather, they are discounts for programs and services designed to help keep members healthy and active. All programs are subject to change without advance notice. Harvard Pilgrim Health Care does not specifically endorse or recommend, and makes no warranties expressed or implied with respect to the programs and services offered.