Massachusetts plans

Large group, fully insured - PPO plans

PPO

Provides in-network access to local and national providers and hospitals, and out-of-network access to non-participating providers. No PCPs or referrals are required.

Documents: PPO brochure

Year: 2023, 2024, 2025

 

PPO HSA

A qualified high-deductible health plan (HDHP). Provides in-network access to local and national providers and hospitals, and out-of-network access to non-participating providers. No PCPs or referrals are required. Gives employers and/or members the option to fund a health savings account.

Documents: PPO HSA brochure

Year: 2023, 2024, 2025

 

PPO Flex

Provides in-network access to local and national providers and hospitals, and out-of-network access to non-participating providers. No PCPs or referrals are required. Flex benefit provides member savings on general labs and day surgery.

Documents: PPO brochure | Flex flyer

Year: 2023, 2024, 2025

 

PPO Flex HSA

A qualified high-deductible health plan (HDHP). Provides in-network access to local and national providers and hospitals, and out-of-network access to non-participating providers. No PCPs or referrals are required. Flex benefit provides member savings on general labs and day surgery. Gives employers and/or members the option to fund a health savings account.

Documents: PPO HSA brochure | Flex flyer

Year: 2023, 2024, 2025

 

ChoiceNet PPO

A PPO that assigns in-network providers to one of three tiers based on cost and quality performance. Member pays different cost-sharing based on a provider's assigned benefit tier. Providers' tiers are noted in the ChoiceNet provider directory and may change annually on January 1. Provides out-of-network access to non-participating providers. PCPs and referrals are required.

Documents: ChoiceNet PPO brochure | ChoiceNet tiered hospitals

Year: 2023, 2024, 2025