HMO vs. PPO
& What to Know
What’s the difference between HMO, PPO and other health plans? There are many health plan options to choose from, so understanding what your options are when it comes to health coverage will help you choose the best plan for you and your family.
What’s a Provider Network & Why Does it Matter?
Does it matter what provider you see as long as you have health insurance? In short, yes. Understanding what a provider network is, as well as whether you’re visiting a participating provider that’s in-network will help you save on cost in the long run.
Copayments, Deductibles & More Cost-Related Terms Explained
Health insurance can be confusing, especially when it comes to costs. Understanding exactly what you’re paying for can help you make more informed decisions. Get up to speed on all the cost-related terms most commonly used by health insurers and providers.
Preventive Care vs. Diagnostic Care: What’s the Difference?
Different types of care may have different costs. The “why” behind your care may affect how your health insurer determines these costs. Knowing the difference between preventative and diagnostic care can help you better understand what’s covered.
Why Do I Have an Out-Of-Pocket Health Care Cost?
Out-of-pocket costs, which are expenses for medical care that are not reimbursed by your insurance provider, can occur for a number of reasons. Learn common reasons why this may be happening so you can be better prepared as future health care needs arise.
Where Can I Receive Health Care?
When a health issue arises that needs medical attention, there are many ways to access care including the emergency room, urgent care, retail clinics and through telehealth. The best place to receive care often depends on the type of health issue being treated.
Comparing Reimbursement Accounts
Reimbursement accounts can help to pay for unexpected health care costs – but which type is best? Compare health savings accounts, flexible spending accounts and health reimbursement arrangements.
Understanding Your Benefits Documents
Each health plan has documents that outline the ins and outs of your health coverage, including what your insurance covers and what you might be financially responsible.
What are the Different Types of Health Insurance?
From Medicare to employer-sponsored, there are a lot of different types of health plans – but which are you eligible for? Compare the difference and understand eligibility.
Behavioral Health Roles Explained
When deciding to seek mental health care, it can be intimidating when trying to find the right mental health professional for you. Learn what your options are.
How Can I Enroll in Health Insurance?
Whether enrolling through your employer or a health insurer, understand your options on how you can enroll in a health insurance plan.