Maine Individual and Family Plans

Open Enrollment

The 2021 open enrollment period takes place from November 1, 2020 – December 15, 2020. Harvard Pilgrim offers a wide variety of competitive plans to help you and your family meet different needs and budgets.

On Exchange Product Guide
Off Exchange Product Guide


Renew your plan

When you’re covered by Harvard Pilgrim in 2021, you get access to:

$0 copayment annual physical exam

$0 copayment annual flu shot

Personal health coaching at no additional cost

Chiropractic and acupuncture visits

Up to $300 fitness reimbursement

$0 cost sharing for Doctor On Demand urgent care visits (Non-HSA plans only)

Support during COVID-19

To support you during the COVID-19 pandemic, our offerings now include:

$0 cost sharing for COVID-19 testing and medical treatment

Complimentary access to live online wellness classes, including yoga, Zumba ® and meditation sessions

Enrollment outside of the open enrollment period is allowed under certain circumstances (Special Enrollment Period) such as an involuntary loss of employer sponsored coverage. If you believe that you qualify for this special enrollment period, click the Quote and Enroll button and follow the steps for Qualify for a Special Enrollment Period.


Schedules of Benefits (SOB) & Summary of Benefits and Coverage (SBC)

View Schedules of Benefits and Summaries of Benefits and Coverage for individual plans.



Rate Justification for Maine Individual Plans

As per the Affordable Care Act, health insurers are required to post information on their websites to help explain individual market rate increases. See the rate justification notice for reference.

Harvard Pilgrim Health Care includes Harvard Pilgrim Health Care, Harvard Pilgrim Health Care of New England, and HPHC Insurance Company.