Greater choice for small businesses
Harvard Pilgrim delivers flexible, high‑value health plans for small businesses across Massachusetts, Maine and New Hampshire. Streamlined selection, broad access and integrated well-being programs help you offer benefits your employees will use.
Competitive plans. Flexible access.
Across Massachusetts, Maine and New Hampshire, Harvard Pilgrim offers competitive plans that support employees wherever they work, live or study.
- Market-leading health plans — Our National Access EPO, PPO and National Access plans give employers more choice and flexibility, with access to broad regional and national provider networks that support employees wherever they live, work, study or travel.
- Virtual‑only PCP — Convenient primary care through Doctor On Demand; non‑HSA plans include no‑cost‑share virtual urgent care.
- Hinge Health — Digital MSK support including PT, chronic pain management, rehab and migraine relief.
- Reduce My Costs — Personalized guidance to compare providers, lower costs and earn cash rewards for eligible screenings.
Streamlined plan selection
Available in Massachusetts and Maine, our small group health plan bundles simplify decisions with three coordinated plan designs across silver and bronze tiers. Each ready-to-sell bundle pairs an HSA‑compliant option with network‑based plans and includes value-added services that support care navigation, behavioral health, wellness and engagement.*
- Simplified plan selection with small group health plan bundles
- Built for flexibility with coordinated plan designs that balance choice, affordability and access
- Built-in value through integrated programs
Built for small business needs
- Flexible coverage for diverse teams
- Broad New England and national networks
- Integrated digital tools that simplify navigation
- Support for out‑of‑area dependents including emergency and urgent care
Have 1–5 employees? Start your Harvard Pilgrim quote here.
Massachusetts businesses with 1–5 employees should work with our partners, HSA Insurance or Small Business Service Bureau (SBSB), to get a Harvard Pilgrim quote and enroll in coverage.
*Bundles effective 1/1/27. Massachusetts bundles are available to employers with 20-50 subscribers; Maine bundles are available to employers with 10-50 subscribers.