With this plan, members are required to choose a PCP. They have access to thousands of participating providers throughout New England and nationwide. Members can receive care for covered services without a PCP referral; they have in-network coverage when visiting participating providers and out-of-network coverage when visiting non-participating providers.
The Health Savings Account (HSA) allows members to use pre-tax funds to pay medical expenses and the funds are owned by the member. While preventative services such as physical exams are covered in full, with an HSA, most services (including prescription drugs), track toward the deductible and then coinsurance.
Summary of Benefits & Coverage
Premium 4 Tier Prescription Drug Coverage