Plan information – winter 2023

Better understand your plan and how to get the most out of it.

Massachusetts

Abortion and Abortion-Related Care

In accordance with Massachusetts law, effective January 1, 2023, all fully insured commercial Massachusetts plans will provide coverage for abortion and abortion-related care without cost sharing under the Voluntary Termination of Pregnancy benefit.

If you are covered under a High-Deductible Health Plan under the federal internal revenue code that is offered with a federally qualified Health Savings Account (HSA plan), your plan is designed to comply with the requirements of the Internal Revenue Service and the Deductible will apply to these services. If you are covered under a PPO or POS plan and you use Out-of-Network benefits, standard Out-of-Network cost sharing will apply.

Please note, abortion and abortion-related care services may not be covered when your employer is a church or church-controlled organization, as allowed by law.


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Plan information

At Harvard Pilgrim, our goal is to provide you with detailed plan information to help guide you toward making the very best health care decisions for you and your family. Log in to your account and click on Plan Details and then View My Plan Documents to view, download, save and print benefits and coverage documents — including your benefit handbook.