Massachusetts Individual and Family Plans

When you're covered by Harvard Pilgrim, you get access to:

  • $0 copayment annual physical exam
  • $0 copayment annual flu shot
  • Personal health coaching at no additional cost
  • Chiropractic and acupuncture visits
  • Reimbursement for gyms or fitness classes
  • Discounts for local health and wellness services
  • And more


New! Updates and Enhancements

To support you during the COVID-19 pandemic, our offerings now include:

  • $0 cost sharing for all telemedicine services, including Doctor On Demand
  • $0 cost sharing for COVID-19 testing and medical treatment
  • Complimentary access to live online wellness classes, including yoga, Zumba ® and meditation sessions

Massachusetts Individual and Family Plans

Open Enrollment takes place from November 1, 2019 - January 23, 2020 for Massachusetts residents. You must make your plan selection by December 23, 2019 if you want your new plan to be active on January 1, 2020.

Harvard Pilgrim offers a wide variety of competitive plans to help you and your family meet different needs and budgets. Click the button below to get started.

Get a quote and enroll


Enrollment outside of the open enrollment period is allowed under certain circumstances (Special Enrollment Period) such as an involuntary loss of employer sponsored coverage. If you believe that you qualify for this special enrollment period, please call us at (855) 354-4742 and we will be happy to assist you.


Schedules of Benefits (SOB) & Summary of Benefits and Coverage (SBC)

View Schedules of Benefits and Summaries of Benefits and Coverage for individual plans

Rate Justification for Massachusetts Individual Plans

As per the Affordable Care Act, health insurers are required to post information on their websites to help explain individual market rate increases. See the rate justification notice for reference.