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Home > Broker > Plan Information > CT Plans


Connecticut Plans

Offering employers PPOs, Open Access HMOs, HSA plans and a retiree solution

PPO PLANS
  • Choice and flexibility of a nationwide network, including participating providers in CT, MA, RI, ME and NH, and across the nation
  • Pay less for seeing in-network providers but can see out-of-network (non-participating) providers, typically at higher costs
  • Most preventive tests and services covered at no charge
OPEN ACCESS HMO PLANS
  • No PCP or referrals to specialists required
  • HMO network consists of same providers as the in-network part of PPO— including participating providers in Connecticut, Massachusetts, New Hampshire, Maine and Rhode Island
  • Most preventive tests and services covered at no charge
HSA PLANS (HMO & PPO)
  • Federally qualified, high-deductible plans help members save money on annual premium
  • Members can set up and contribute to their own health savings account (HSA), a tax-free savings and reimbursement vehicle only available when purchasing qualified high-deductible health plan
  • Many preventive services covered at no charge
  • Most services apply toward deductible
  • Preferred HSA administrators who can partner with your company
RETIREE SOLUTIONS – MED ENHANCE
  • Offers employer-sponsored coverage for people enrolled in Medicare Parts A & B
  • Simple and easy way to transition employees to a retiree plan
  • Complements Medicare coverage and pays for the cost of Medicare deductibles and coinsurance (after satisfying a plan deductible, if applicable)
  • Members can visit any doctor or hospital that accepts Medicare — anywhere in the US


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