Available through employers in Massachusetts, New Hampshire and Maine
The Harvard Pilgrim HMO features comprehensive coverage for a wide range of preventive and medical services, including routine office visits, well-baby care, immunizations, hospitalization and worldwide emergency care. (Prescription drug coverage may also be included in some benefits packages).
Members choose a primary care physician who will provide or arrange care for all of their medical needs. In addition, services are typically covered in full with copayments, which eliminates the hassle of bills or claim forms.