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2025 plan information

How this plan works

  • You have access to the full Harvard Pilgrim network
  • Network consists of in-network (full Harvard Pilgrim network) and out-of-network benefits
  • A PCP is required and requires referrals to see a Specialist
  • The plan also covers out-of-network services, with deductible and coinsurance
  • This plan is available for members who live off the Cape 20 miles or more off Cape but within the Harvard Pilgrim Health Care service area

Find a provider

For more information about your new benefits, including estimating your out-of-pocket costs and more, contact our SmartStart team at SmartStart@harvardpilgrim.org or call them at 866-874-0817.


View 2024 benefit information