Individual and family plans offered directly through Harvard Pilgrim or on the federal health care exchange. Get details on benefits, cost sharing and more in our product guide.
NH Local Choice HMO and NH Local Choice HMO HSA – 2025
These plans feature our select NH Local Choice HMO network, which includes thousands of leading health professionals and hospitals across New Hampshire.*
Plan details:
- Two provider and hospital tiers: Tier 1 (lower cost sharing) and Tier 2 (higher cost sharing)
- Primary care provider (PCP) required
- Referrals to most kinds of specialists required
- Must receive care for covered services from providers in the NH Local Choice HMO provider directory (exceptions include medical emergencies)
- Includes Core NH 5-Tier prescription drug coverage
NH Local HMO – 2025
These plans feature our select NH Local HMO network, which includes thousands of leading health professionals and hospitals across New Hampshire.*
Plan details
- PCP required
- Referrals to most kinds of specialists required
- Must receive care for covered services from providers in the NH Local HMO provider directory (exceptions include medical emergencies)
- Includes Core NH 4-Tier prescription drug coverage
Disclosures
*These plans provide access to a limited provider network that’s smaller than Harvard Pilgrim’s full provider network. You’ll have coverage only from providers in this specific plan network.