Our Plans & Programs

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For groups with 51+ employees. A range of full, tiered and select network plan options. Benefits may be customized to suit employees' needs.
Plan Name Year Overview (PDF document) Documents (PDF document) Administration Forms
HMO HSA2019Previously named Best Buy HMO HSA. A High-deductible (QHDHP) HMO plan. Access to our full network of New England providers and hospitals. PCP selection and referrals required. Gives employers and/or members the options to fund a health savings account.
HMO2019Previously named Affordable or Best Buy HMO. HMO plans available with or without deductible with access to our full network of New England providers and hospitals. PCP and referrals required. Cost sharing for members is copay only.
Benefit Boost for Millennials2019Specially designed plans to address the unique care utilization patterns and lifestyle needs of Millennials. Benefits include convenient access to “whole health” care, support in navigating the journey to parenthood, and greater choice and flexibility on the path to well-being. Reach out to your Harvard Pilgrim account executive for more information.Employer Brochure
ChoiceNet HMO2018Tiered HMO plan in which most network providers and all hospitals are assigned one of three tiers. Encourages members to choose more cost-efficient providers for lower out-of-pocket costs. PCP selection and referrals required.*

*This plan includes a tiered provider network called “ChoiceNet.” In these plans, members pay different levels of cost sharing depending on the tier of the provider delivering a covered service or medical supply. A provider’s benefit tier may change annually on January 1. To determine a provider’s tier, please consult the Harvard Pilgrim ChoiceNet provider directory by visiting the provider search tool at www.harvardpilgrim.org. You also may call Harvard Pilgrim to request a paper copy of the provider directory at no charge.

Member BrochureGroup Enrollment Form
Focus HMO20182019Deductible, limited-network HMO plans featuring our high-performance network of providers. Lower premiums compared to full-network plans. PCP selection and referrals required.How it WorksEmployee BrochureEmployer BrochureGroup Enrollment Form
Best Buy HMO Flex2018Deductible HMO plan with access to our full network of New England providers and hospitals. PCP selection and referrals required. Flex benefit provides member savings on general labs and day surgery.Facilities BrochureFlex FlyerGroup Enrollment Form
Best Buy Tiered Copay2018Our Best Buy HMO plan with access to our full network of New England providers and hospitals. Plan features varying copays for PCPs and specialist office visits. PCP selection and referrals required.How it WorksGroup Enrollment Form
Best Buy HSA HMO2018High-deductible (QHDHP) HMO plan. Access to our full network of New England providers and hospitals. PCP selection and referrals required. Gives employers and/or members the options to fund a health savings account.How it WorksFour FactsGroup Enrollment Form
Core HMO20182019Full New England network HMO with copays for set numbers of outpatient medical/behavioral office visits. Other visits/services are subject to deductible, then coinsurance. PCP selection and referrals required.How it WorksGroup Enrollment Form
Best Buy HMO2018Deductible HMO plan with access to our full network of New England providers and hospitals. PCP selection and referrals required.How it WorksFour FactsGroup Enrollment Form